Credit Star empowers you to enhance your investment portfolio
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At Credit Star, we make home financing easier with personalized, transparent solutions that put your needs first.
With access to 33 lenders, including the big four, we secure competitive rates tailored to your financial goals—without the hidden fees.
Our experienced brokers handle everything—paperwork, lender negotiations, and more—so you can focus on what matters most. Less stress, more results.
No matter your financial goals, we match you with the perfect loan from our wide range of options, designed specifically for your needs.
We work closely with conveyancers and agents to streamline the process, saving you valuable time while securing the property you desire.
We’ve cut down the time, reduced the paperwork, and eliminated the hassle.
Estimate your repayments, explore tailored loan options, and check your eligibility—all in just 3 minutes. It’s fast, easy, and requires no credit checks, so you can get started right away with confidence.
Our quick and easy 15-minute online application process is designed to save you time, delivering a decision in as little as 60 seconds. No unnecessary steps, just fast and straightforward results, so you can move forward with confidence.
Once you’re approved, review and sign your documents. We’ll handle the rest to ensure a quick and seamless settlement, so you can move forward and secure your new home as fast as possible.
Our Aussie-based Loan Experts are ready to assist you with any questions. They’re here to guide you through the process or even complete the application with you.
Join the many satisfied customers of Credit Star and read their experiences on Google Reviews.
EXCELLENT Based on 37 reviews Anish Hamal2024-07-03Trustindex verifies that the original source of the review is Google. I only have positive things to say about the professionals at Credit Star Co Home Loans. Guided us step by step throughout the process of purchasing our home. Harbir is very knowledgeable and experienced, from home loan application to working with banks to get you the right loan and interest rate was smoothly handled. Guys at Credit Star Co Home Loans are 10 out of 10. Roma Singh2024-06-06Trustindex verifies that the original source of the review is Google. Mr. Harbir provided an outstanding assistance in securing the best mortgage deal for us. He connected us with the most suitable bank and ensured everything was completed on time. His helpfulness and professionalism were evident throughout the entire process. With diligent follow-ups and meticulous attention to detail, Harbir handled every aspect of our mortgage application seamlessly. Thanks to his dedication and the hard work of his team, we are now happily settled in our new home. We highly recommend Harbir to anyone seeking a dedicated and efficient service. Gursharan Singh2024-06-05Trustindex verifies that the original source of the review is Google. Massive thanks to Harbir and his team to help me getting my first home.Harbir and team were always there to help me guiding all steps smoothly, Harbir always answers my call no matter what the time was of the day, I would like say credit star co home loans team are very professional and efficient and effective Highly Recommended. Keep up the awesome work team credit star 🌟🌟🌟🌟🌟🌟 Nitin Srivastava2024-01-09Trustindex verifies that the original source of the review is Google. It was great working through my slightly complex mortgage application for multiple mortgages with Harvie and Credit Star. I couldn't have asked for a more patient and professional broker supported by a very capable team. Harbir was able to get me approval at a time I had given up on traditional lenders and other brokers. While the higher interest rate that I accepted was not fun, it was definitely a trade-off I was willing to make to keep my investment property. Harbir was the only one able to get me a satisfactory outcome (in raw words get me approved) when two other brokers and traditional lenders couldn't. I would recommend Harbir and Credit Star to anyone looking for a decent and capable broker, especially those with complex financial standing. Thanks Harbir!! Ella Duncan2023-12-13Trustindex verifies that the original source of the review is Google. Harbir and his team helped me through the process of buying my first home!! They worked absolute miracles and made the process extremely smooth. Buying your first property can be extremely daunting and for me came with so many unknowns!! But throughout it was always made sure that I had a clear understanding of what the process was, and I never felt left in the dark. Once I had settled in my home they continued to check in on me and have helped me through many other processes, ie new interest rates. I will forever be recommending Harbir and his staff to everyone wanting to purchase or refinance a property Theo Dawa2023-12-13Trustindex verifies that the original source of the review is Google. Harbir and his team have been there for us through the entirety of our journey finding a place we can call home. He's been diligent, approachable and accommodating in helping us understand and navigate the murky waters of the financing world. Our many thanks to Harbir and the team at Credit Star for helping us lock in our dream home! Elijah Mahama2023-12-04Trustindex verifies that the original source of the review is Google. Navigating the process and acquisition of a home loan or refinancing is never an easy task. However with Credit Star, it felt effortless with great communication, easy document submission system. I highly recommend their first class service with a 101% successful outcomes. Thanks for your service and keep up the good work!!!!! Sikander Shokeen2023-09-19Trustindex verifies that the original source of the review is Google. Buying a first home can always be overwhelming and an area of lots of unknows. This was something we were concerned about but being with Harbir changed everything. I had contacted 3 Loan Specialists before, but Harbir had the dedication to meet us face to face and explain everything in detail about how a home loan in Australia works. He took a lot of time out to explain all financial terms of buying a property which I did not experience with any other Loan Specialist that I had contacted. The communication with Harbir and his team was very prompt and informative. They would do everything to meet deadlines and kept the process going forward. I would say working with their team to be very efficient and professional. As I was buying my first home around Christmas, most financial brokers could not commit to when they could get my loan approved. Harbir, got my loan approved in less than 5 business days during that time which seemed to be an impossible task. I would also like to highlight that at the time I believe I had got one of the lowest interest rates deals. Harbir provides exceptional service providing the right advise and keeping the clients interest first. I would be happy to recommend Harbir and his services to anyone. Ankur B2022-09-22Trustindex verifies that the original source of the review is Google. If you are looking for a home loan, then one person stands out from the crowd that is Harbir and his team. Very knowledgeable and professional. Overall process was very seamless and we got approvals for 2 loans within a week. Highly recommended to future home loan seekers!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
CREDIT REPRESENTATIVE 506564
BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Have questions or need help with your application? Our Aussie Loan Experts are ready to assist.
Weekdays 9am – 5pm AET
With AcceleRATES, we’ll reduce your rate as you pay down your Straight Up or Power Up home loan.
At Credit Star, we ensure both new and existing customers enjoy the same competitive rates for comparable loans with our Automatic Rate Match.
Our Straight Up and Power Up loans come with absolutely no Credit Star fees!