Make it
yours

Pay off your mortgage quicker and enjoy homeownership sooner

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Why Choose Credit Star?

At Credit Star, we make home financing easier with personalized, transparent solutions that put your needs first.

Save Big, Stress Less

With access to 33 lenders, including the big four, we secure competitive rates tailored to your financial goals—without the hidden fees.

Hassle-Free Expertise

Our experienced brokers handle everything—paperwork, lender negotiations, and more—so you can focus on what matters most. Less stress, more results.

Custom Loan Options

No matter your financial goals, we match you with the perfect loan from our wide range of options, designed specifically for your needs.

Time-Saving Support

We work closely with conveyancers and agents to streamline the process, saving you valuable time while securing the property you desire.

Calculate your numbers

We’ve cut down the time, reduced the paperwork, and eliminated the hassle.

Calculate

Estimate your repayments, explore tailored loan options, and check your eligibility—all in just 3 minutes. It’s fast, easy, and requires no credit checks, so you can get started right away with confidence.

Apply

Our quick and easy 15-minute online application process is designed to save you time, delivering a decision in as little as 60 seconds. No unnecessary steps, just fast and straightforward results, so you can move forward with confidence.

Settle

Once you’re approved, review and sign your documents. We’ll handle the rest to ensure a quick and seamless settlement, so you can move forward and secure your new home as fast as possible.

Lets connect

Our Aussie-based Loan Experts are ready to assist you with any questions. They’re here to guide you through the process or even complete the application with you.

Trusted loan experts turning
homes into reality.

Join the many satisfied customers of Credit Star and read their experiences on Google Reviews.

Have questions or need help with your application? Our Aussie Loan Experts are ready to assist.

Call us

Weekdays 9am – 5pm AET

Apply for a refinance home loan by 31st Aug and settle by 15th Dec to claim your $300 Gift Card.

With competitive options available, now could be a great time to switch and save.

Limited time only!

Lower Your Rate Your Way

With AcceleRATES, we’ll reduce your rate as you pay down your Straight Up or Power Up home loan.

Loyalty Deserves Rewards

At Credit Star, we ensure both new and existing customers enjoy the same competitive rates for comparable loans with our Automatic Rate Match.

Zero Credit Star Fees

Our Straight Up and Power Up loans come with absolutely no Credit Star fees!